Carnival of Money Stories- Creme de la Creme Edition

Hosting this carnival has brought me an opportunity to read a variety of interesting stories, articles and opinions.  I have sifted through the submissions and have included only the best articles for your reading enjoyment.  Submit your article to next week’s Carnival of Money Stories which will be hosted at Dough Roller.  Be sure to check it out!!!

Editor’s Pick:

“If You Want to Get Ahead, Stop Taking This Path!” @ Redeeming Riches

There is always something else to take away our time, energy and money.  The difference between those who actually reach their goals and those who don’t is discipline.

The Best of the Best:

“Depression and Debt- A Dangerous Combination” @ Debt Kid

Before the recession, debt had become such an ingrained part of our society that many people accepted it as part of life. Unfortunately this sense of normalcy left many people unprepared for the devastating reality of living with debt once their credit limit hit the ceiling.

“Recession Lessons: The Art of Staying In” @ Next Rich Girl

A night out was sometimes in the neighborhood of hundreds of dollars… just for the two of us!  After the economy took a turn, those nights out were quickly eradicated from our life.  Staying in has the only thing on our agenda for most of the last year.  But, that doesn’t mean you can’t have fun.

“When should you replace your old car?” @ Christian PF

The difficulty with owning a beater is that it usually takes a lot of TLC and regular repairs, and now with the government’s “Cash for Clunkers” incentive, more and more people are ditching their beaters for new cars.

“Your Home is Not an Investment” @ Bargaineering

A few years ago, when the housing market was sizzling hot, everyone and their mother talked about how their home was a fantastic investment…Then the housing market stalled. ARMs reset. People were in rough shape. Those who overextended learned something the prudent have always understood, as much as your home is a great place, it’s not an investment.

The Rest of the Best:

What Money Can’t Buy: Share Your Priceless Moments

Money Management Tips for the New Recruits and Recent Graduates

How to Lower Your Car Insurance Payments

I’m Losing 50 Bucks to Be Happy, and I’m not Crazy

How to Take Advantage of Free Extended Warranty from your Credit Card