A Life of Quiet Desperation

Today’s article, A Life of Quiet Desperation, is being hosted at Money Relationship.  Here is an excerpt to whet your apetite:

The mass of men lead lives of quiet desperation.

     -Henry David Thoreau, Walden, 1854

Deep inside us is a smoldering desire for something more, something better, something…else.  We ponder the things in our lives that could be different, how our lives could be more satisfying, if only…  We dream of following the ambitions in our heart, of throwing caution to the wind and just focusing on being alive in the moment.

Continue reading this article at Money Relationship…

The Game of Risk…err, Life

 

To laugh is to risk appearing the fool.
To weep is to risk appearing sentimental.
To reach for another is to risk involvement.
To expose your ideas, your dreams before a crowd is to risk their loss.
To love is to risk not being loved in return.
To live is to risk dying.
To believe is to risk despair.
To try is to risk failure.
But risks must be taken, because the greatest hazard in life is to risk nothing.
The people who risk nothing, do nothing, have nothing, are nothing.
They may avoid suffering and sorrow, but they cannot learn, feel, change, grow, love, live.
Chained by their attitudes they are slaves; they have forfeited their freedom.
Only a person who risks is free.

-Author Unknown

The Borrower is Servant to the Lender…Maybe Not?

I have $31,829.47 in Student Loans.

Even though my loans are in deferment, I am paying these loans back while still in school.  As I mentioned last week, I am paying $350 each month towards this debt.  I’ve been crunching the numbers and came up with some scenarios.  At the current rate of repayment, it will take 9.3 years to repay the loan in its entirety.  By increasing the monthly payment to $450, I can have the entire balance of the loan paid off in 6.8 years, a full two and a half years earlier.

In order to reach my original goal of paying off $14,417.68 by next year I would have to pay $1,246.19 each month.  In as few words as possible, “It ain’t happenin’.”  If I were to eliminate all travel expenses (estimated at $3,000 to $5,000 a year), as some readers have suggested, it would take 4.8 to 3.6 years to pay the loan off in full.  By giving up travel, I could cut the loan time practically in half.

Maybe of more concern than the length of the loan is how much money can be saved.  The interest accrued on the loan when payments are $350 a month comes to $9,363.24.  Adding $100 a month would reduce the interest charges to $6,634.26, a difference of $2,728.98.  The accrued interests at $600 and $775 are $4,637.04 and $3,444.60, respectively.  The savings on interest charges could be as much as $5,918.64.

I could be out of debt in 3.6 years and save myself $5,918.64 if I eliminated all travel and applied the money towards debt repayment.  That really sounds great but the question becomes, “At what cost?”

Should money be the only consideration when getting out of debt?

The benefits of paying down the debt as quickly as possible are obvious and living with debt limits our potential.  Debt forces us to make decisions based on servicing our financial obligations rather than making choices that will bring happiness and satisfaction to our lives.  We are slaves to our lenders.

Or so we’ve been told.

The phrase “the borrower is servant to the lender” has been around since Proverbs 22:7 and in so many ways, this idea has weathered the test of time.  As I mentioned above, debt limits our potential and becomes the driving force behind so many of our decisions.  If we are in debt, taking the risk of quitting a job to pursue a dream becomes almost impossible.  Our ambitions are stifled by our obligations to our lenders.

Still, I wonder…is it possible to live a rewarding life while in debt?  Can a balance be found?  If we are methodically paying down our debts and meeting our financial obligations by building our savings and preparing for retirement, are we slaves to our lenders?  If we are able to balance these financial responsibilities while enjoying the moment we are occupying, does that make us slaves to our lenders?  There must be something more to this idea of being a slave to our lenders.

We become slaves to our lenders when all of our life energy is focused on servicing our debts.  We become slaves to our lenders when each penny we earn is not able to be enjoyed because it must be used to pay off debt.  We becomes slaves when we go to work for the sole reason of paying the bills when they come due.  Slavery to our lenders means the money we earn doesn’t belong to us anymore.  We become the middle man, working for one to give to another.  That is slavery.

Can we escape the financial slavery while still having debt?

I believe we can.  Being a slave to debt is a very real situation for many people but for a lot of us, it is a self-imposed sentence.  It was an imbalance in our finances that got us into trouble in the first place and it is an imbalance that is forcing us into a feeling of slavery.  If all of our energy is being spent to earn money to pay down our debts, of course we will feel like slaves.  If we work to create a balance between paying down our debt, building our savings and pursuing our passions and hobbies, the feeling of slavery disappears.  Paying our debts no longer feels like drudgery.

It will take longer and cost more money to reach an endpoint but the end will come.  Does it make sense to put yourself through 3 years of pure Hell to get out of debt faster and save some money or does it make more sense to create a plan that falls somewhere in the middle while you are still able to enjoy the precious few moments we are given on this earth?

That is a decision each of us must make on our own.  As for me, I am going to try to fall somewhere in the middle to get out of debt a little sooner while still chasing after my dreams and ambitions.  I am going to review my budget, find areas that can be cut and use that money to pay off my debt.

And as for cutting travel?

Livin’ Like a Drug Dealer

“They must be drug dealers. How else could they possibly afford to live the way they do?”

On the outside, my life might seem glamorous, the life of a drug dealer, full of money and expensive trips around the world. In the last year I spent a week in the Las Vegas area, went on a month-long road trip on the west coast and returned to California a month later to camp in Yosemite, went cruising around the Caribbean and last week was spent visiting a friend in Germany. In two months I’ll be visiting Iceland and a month later I’ll spend two weeks in Kauai, Hawaii.

Most people only ever dream of traveling to the extent that I’m able and some speculate that such a lifestyle can only be attained through illegal means, such as dealing drugs. What many people ignore are the sacrifices I make in my daily life in order to afford to live the way I do. If you want to live like a drug dealer, I can show you exactly how I am able to do it, no drugs necessary.

Rule 1) You Can Have Anything but You Can’t Have Everything. When we are kids our parents tell us that we can grow up to be anything we want to be. It’s true. With enough hard work, we can become anything we want to be but we can’t become everything we want to be. You can have anything you want in life, for me this is travel, but you can’t have everything. You have to make a choice. Do you want to travel or do you want to drive a sexy sports car?

Rule 2) Stop Paying Attention to Others. We only see what other people want us to see. People do not want us to know that they can’t really afford exotic vacations, expensive designer clothes, luxury automobiles, dinner at exclusive restaurants and drinks after work. Our society believes that being rich means looking rich. We spend our money trying to keep up appearances, all the while completely undermining our financial stability. Being rich and having money has nothing to do with what you drive or the clothes you wear. Ignore other people and focus on your own financial situation and on your own dreams.

Rule 3) Stay Out of Debt. If you’re in debt, get out. When you’re always paying for the past, you’re unable to focus on today or the future. Since beginning this website I’ve eliminated my credit card debt and paid off my car loan.  Now I’m able to apply that money towards doing other things in my life, such as travel. Debt holds you hostage. You become a slave to your lenders and you spend your days working for the banks and credit card companies. The money you earn doesn’t belong to you and until you eliminate your debt, you’re not in control of your life.

Rule 4) Stop Buying Shit You Don’t Need. Really. If you want to live like a drug dealer, you can’t spend all of your money on stupid shit that brings no value to your life. My money is spent on plane tickets and hotel rooms, the things that I value and that bring enjoyment to my life. I don’t spend money on media, cigarettes, alcohol, clothing, etc. I live minimally and only try to spend my money on the things that I need. Stop buying shit you don’t need and you’ll have money to spend on the things that you want to do in your life.

Rule 5) Make Life a Priority. Stop thinking about all of the things you want to do in life and make them happen. It took me a long time to stop making excuses. There is always a reason not to do something and so long as you continue to use these excuses as justification for not pursuing your desires, your life will never change or improve. If you want something in life, you can’t expect for it to happen to you, you must make it happen. You have to be aggressive and punch life in the face!

The rules of living like a drug dealer are simple, totally legal and can work for anyone. You don’t need to earn a lot of money to live a great life. You just need to be smart with the money you earn and prioritize the things that are important to you. Once you begin to follow these simple rules and apply them to your life, you can be certain that your life will begin to take shape in exactly the way you have envisioned in your mind.

The Biggest Waste of Time That Can Change Your Life

Creating a list of one hundred goals is a monumental task.  Before reaching the one hundred mark, completing the list often becomes a goal of its own.  I didn’t finish my own list in a day or even a week but, in time, the list reached 100 goals and it continues to grow.  Today I  added my 123rd goal, “Learn how to Moon Walk like Michael Jackson”.

Writing a list of goals might seem like a big waste of time and, for some people, it might be.  Some people will write a list of goals and forget about them only moments later.  It is understandable.  We have “real lives” and chasing after a list of goals doesn’t fit into our routine.  There is dinner to be made, bills to be paid and obligations to fulfill.  That goal of taking a vacation with your mother isn’t really a priority.  That goal of becoming a doctor just isn’t practical when you have to work  two jobs just to make ends meet.

It is exactly that attitude, those who believe possibility doesn’t exist, that renders such a list meaningless.  A waste of time.  Not until this perspective is altered can a person maximize the value of such a list.  The reality isn’t that the list is a waste of time, it is your attitude that makes it a waste of time.  Without belief in yourself and in your abilities, a list changes absolutely nothing in your life.  If you don’t believe you can change, you won’t.  You will become a product of circumstance in your own life.  You forfeit control.

Those who dream and believe will find that creating a list of one hundred goals is exactly the catalyst they need to change their lives for the better.  Cynics may not believe that accomplishing a goal like skydiving or bungee jumping can change someone’s life.  I would argue otherwise.  Pursuing goals requires a person to stand up and take a proactive position in their own life.  They create opportunity and pursue their passions.  They conquer fear and overcome personal weakness.  No longer is their life a consequence of their surroundings but instead, a result of their efforts.

Those who dream and believe will do what it takes to make their dreams a reality.  They will do what it takes to change the aspects of their lives that they are not happy with and will begin living aggressively in pursuit of their desires and ambitions.

Creating your own list of one hundred goals might just be the biggest waste of time that can change your life…forever.

Your Struggles Give You Character

A goal isn’t a goal if it is easy to accomplish.  A goal is something that you have to work at.  A goal means challenging yourself, facing a fear, overcoming disadvantage, taking charge, living proactively instead of reactively.  Goals require hard work and perseverance.  At times, you will falter.  You will struggle.  You may fail.  Through it all, it isn’t the accomplishment that is important but that you pushed yourself through the challenges in order to succeed.

It is easy to stand on the sideline and watch the world move around you while you wish away your life.  I know, I’ve done it.  A large portion of my teenage years were spent smoking pot, listening to rock n’ roll and sleeping.  While none of these things individually are the reason why I was unmotivated to be successful, they were my escape from reality.  It was my way of ignoring the fact that I was failing to live up to my potential.  I was insecure, I doubted my ability, I was afraid.  Worst of all, I was comfortable.  I had become complacent and accepted my mediocre existence.

It took a long time for me to realize that life has so many opportunities to offer and that I was missing out.  Getting thrown in jail really helped me to understand the path that my life was taking.  In many ways, sitting in a jail cell with no one to talk to, coming down from my high, was the best moment in my life.  I knew that I needed to change my life.

Just like people struggle to lose weight or struggle to finish running a marthon, I struggled to get away from drugs.  I lost all of my friends and it was hard to change my lifestyle.  I fell back into drugs a couple of times before finally walking away from it for good but the struggle was worth the effort.  I am able to reflect back on that moment of my life and appreciate the lessons I have learned.

It is easy to be discouraged when things don’t work out as we had planned or if results are not as immediate as we would like.  We forget that success isn’t something that happens overnight.  When we think about climbing a mountain, we envision ourselves standing at the summit, casting our gaze towards the distant horizon but forget about the six hour hike to the top.

Success comes to those who are willing to persist during moments of struggle and pain.  Our struggles and perseverance are what set us apart.  Those who stick it out will see the rewards of their efforts and those who don’t, won’t.  It is your struggles that give you character.  Your struggles make you who you are today.

Punch Life in the Face

Punch Life in the Face

When the going gets tough, the tough get…no, that’s not reality.  In reality, when things get hard people quit.  They give up.  Instead of breaking a sweat, shedding a tear or losing a little blood they take the easy route and do nothing.  It is easier to accept defeat & tell yourself that it is too hard, that you aren’t smart enough, you aren’t pretty enough, strong enough.  For every inaction we find an excuse that will suit our situation.  Hell, we may even convince ourselves.

It is time to stop making excuses.  It is time to quit being a quitter.  It is time to get off your ass and do something with your life.  Yes, you might struggle.  You might feel pain.  You may even cry but if you don’t do something with your life why are you even here?  It is time to start living.  It is time to stand up and punch life in the face.

Too often we accept our lives the way they are, even if we aren’t happy with them.  We are miserable at work, our relationship with our spouse sucks, our kids hate us, we waste our time doing absolutely nothing.  Our joy in life is derived from a bottle; we can’t even relax without a glass of wine to settle ourselves.  This is our life and it sucks.

When I was 16 years old I was a loser.  My life was consumed with drugs and alcohol.  If I wasn’t high or drunk I was in the process of getting there.  Two days after I turned 18 I was arrested.  I had just gotten high a few minutes before being handcuffed & taken to jail.  I spent that night in my cell thinking about where my life had gone wrong & how I was going to change it.

I realized that I was fucking up my life.  It wasn’t only the drugs & alcohol that were the problem.  I was wasting my time.  I couldn’t turn the clock back and recapture those years.  They were gone & there was no getting them back.

In order to change my life I had to turn my back on everything & everyone.  This was hard for me.  It meant losing friends.  It meant making major changes in my life.  I had created a lifestyle for myself & people expected me to be that person.  For a while I struggled to get sober.  I didn’t want to disappoint my friends when they wanted to get high with me.  Eventually I came to realize that I needed to change my life for me and not live my life as a consequence of other people.

Once I figured this out I made the changes I needed.  I quit drinking & doing drugs entirely.  I have been clean for almost 9 years.

What does all of this have to do with you?  Maybe you don’t drink or get high but I have no doubt that you are wasting your life with things that are just as stupid; video games, television, Internet, gambling, celebrities, work…anything that takes time away from the person you want to become deep down inside.

It is so much easier to do nothing than to do something.  If I hadn’t been arrested & had the time to sober up and reflect on where my life had come and where I was going maybe I wouldn’t have changed.  I wouldn’t have traveled around the country & now the world.  I would probably still be sitting in my bedroom taking hits from my bong and eating Milk Duds watching the world move around me.

Get off your ass and grab life by the balls.  Do something that you’ve always wanted to do but have told yourself you “couldn’t” for whatever reason.  Stop lying to yourself.  Life will go on with or without you.  Just remember that you can never make up for lost time.  Never.

Is the Pursuit of Happiness a Selfish Endeavor?

"Welcome to the New Year !!!" by Osvaldo_Zoom @ Flickr

For me, the greatest things about blogging is the feedback I receive from people about my articles.  It is nice to have people validate my work & thoughts with supporting comments.  What I enjoy even more are the comments from people who disagree with my sentiments.  It is from differing opinions that we are able to engage in meaningful conversation which is relevant, intriguing & insightful.

In my article How to Quit a Job I discuss quitting a job in order to pursue happiness & satisfaction in your life.  Most readers were supportive of my ideas while some questioned my networking advice.  The most interesting comment came from a reader who questioned my thoughts as being unrealistic & selfish.  I was a bit taken back by their response.  As such, I would like to really delve deep into their comment and offer my perspective on what they had to say.

When it comes to job security, I think the vast majority of people are somewhere in between absolutely loving their jobs and dreading getting up Monday morning.  Most of us may be dissatisfied with one or several aspects of our work, but much of life works that way…it will never be perfect and part of the maturity process lies in weighing the pros and cons of any situation and reconciling ourselves to make the best of what will usually be less than perfect.

First things first, there is no such thing as job security.  Anyone could lose their job for a variety of reasons, reasons beyond anyone’s control.  We are all subject to outsourcing, company bankruptcy or down-sizing.  Each of us is replaceable when we work for someone else.

I agree that the majority of people will find themselves falling somewhere in the middle of the love/hate scale when it comes to their work.  There are many aspects of most jobs that are rewarding; the feeling of camaraderie with your co-workers, the challenge of the task at hand  and feelings of accomplishment.

Despite these positive aspects of work, sometimes people burnout & are no longer happy in their careers.  These are the people to whom I speak.  Those who dread the thought of having to drag themselves through the door to make it through another day.  People who are unhappy with their work also tend to be unhappy in their lives.  Believing that “much of life works this way” is not acceptable to me.  As individuals we are solely responsible for our situations in life and telling ourselves that we do not deserve to be happy or satisfied in our lives is not “maturity”.  It is accepting defeat.  Instead of pushing for a better life, we are giving up.

Those who have a family to support will be even less inclined to take big risks by quitting a job they’re not enamored of, and understandably so.  Today’s job market is not one that encourages this kind of risk-taking when long-term unemployment or underemployment could be the likely result.

Quitting a job does not need to be risky if it is planned appropriately.  I do not endorse walking into your workplace and handing in your resignation without proper preparation.  In my article I recommend a number of ways to prepare yourself for leaving your job.  It is important to plan any major change in your lifestyle, especially in a job market as unstable as the one we are currently in.  A well-considered plan could lead to great opportunity, regardless of what the market is doing.  It is simply a matter of educating yourself about the risks involved with your pursuits & doing all that you can to ensure your success when the day comes to leave your job.

Those who have a family are not any less entitled to fulfillment in their lives.  Yes, it is true that people who have a husband/wife and/or children will need to consider the ramifications that their actions will have on the lives of others.  That shouldn’t mean that they should have to work  at a job they hate every single day in order to provide for their family.

As I mentioned above, people who are unhappy in their jobs are also unhappy in their lives.  Most people think they can seperate their work lives from their personal lives.  I disagree.  When someone has a bad day at work, it comes home with them.  If they are bringing the stress of work home with them, are they being as good of a spouse or parent as they could be?  When your child has grown, will they pride themselves with knowing their parents sacrificed their happiness in order to provide a stable life for them?  Will you grow to resent the ones you love because you convinced yourself that their lives were more important than your own?

There is a balance that can be found.  It is possible to pursue our own happiness while meeting our responsibilities at home.  Using family as an “excuse” not to seek our own satisfaction will only result in a feeling of acrimony.  A family does not mean becoming a slave to other people.  Pursuing our own happiness will result in a better family environment in the long run.  It isn’t always about “security” or money, love is the most important thing in any familial relationship.

I don’t think your statement: “Staying in a position in order to maintain respect, or any reason, is ridiculous. We should be seeking satisfaction in every way possible, including our careers.” is realistic. While personal fulfillment is great, as we grow older, most of us learn that there are more important things in life than selfish pursuit of Happiness, whatever that means, to the exclusion of, perhaps, providing as well as we could for our families.

It is interesting that seeking personal satisfaction in every aspect of our lives seems unrealistic.  Isn’t that what life is about?  We are on this Earth for a finite amount of time, time which we can never regain no matter how hard we try & for no amount of money.  Each moment that slips by is another moment gone.  Why should we accept our lives the way they are if we are not satisfied or if we are unhappy?  It makes no sense to spend life knowing that we could be doing better for ourselves, yet making a conscience decision not to. 

Is the pursuit of happiness really selfish?  Why not work at a job that provides you with satisfaction and allows more time with your children?  An afternoon with mommy and daddy is more valuable to them than any amount of money.

Using the excuse of “providing as well as we could for our families” is nothing more than projecting an unwillingness to change our situation onto our families.  Instead of analyzing the real reason we don’t pursue our dreams, maybe fear or insecurity, it is easier to use a socially acceptable excuse such as family.  Using our family as the reason we stay in a job which makes us unhappy is essentially saying that our family is the reason for our unhappiness.  “I hate my job but I stay because of my family.”

Life is short, life is limited.  We all deserve to be happy, whatever that is to us as an individual.  Maybe providing for your family is what makes you happy, but if you hate your job it doesn’t make sense to stay in it.  There are always other jobs out there and since there is no such thing as job security, there is no reason a person shouldn’t be looking for a way to earn a living which at the same time provides a feeling of satisfaction.

What I see as being selfish is blaming our feelings of inadequacies on someone or something else.  It all falls into our control.  We make the choice to pursue our goals, our satisfaction and our happiness.  I don’t think that is naive or immature.

Don’t Waste Your Life Dreaming

"winter's coming." by *whimsical @ FlickrThis website is devoted to following your dreams, chasing after your ambitions, and changing your life for the better.  The content of my articles is intended to inspire people, to help them focus inward on their desires, to reflect on where their path has led them & where they want to go from here.  Inspiration & introspection are only a fraction of what it takes to actually accomplish your goals.  It is not enough to be inspired.  It is not enough to admit your mistakes.  It is not enough to dream about a better life.

None of this will bring you any closer to accomplishing anything.  Yes, inspiration and dreaming are powerful motivators but they change nothing if you never push beyond them.  You can’t just dream about being successful.  It isn’t enough to daydream about laying on the beach in the south of Spain.  You cannot wish your body into becoming slim & fit.  Dreams require action in order to become reality.

One of my goals is to run a marathon.  I have never ran more than a few miles at one time in my entire life.  I have ran a mile or two once in a while but could I possibly complete a 26-mile marathon?  In my mind I feel anyone has the ability to do anything, it just takes dedication & a willingness to work towards that goal.  It is much easier to sit on my couch in front of the television & watch people run than it is for me to find the desire to pick myself up and go for a run.  The sweat and pain that comes with pushing our physical limitations can be unpleasant but I find my motivation in knowing that if I am willing to endure, someday I will run in a marathon & I will finish.

My friend Noah has been training for an upcoming mini-marathon for a little over a month.  In this time he has gone from being unable to run more than a mile to running more than 10 miles.  That is impressive!  It shows exactly how much a person can accomplish if they are motivated & willing to harness that energy.  I joined him today & ran further than I ever have before, six miles.  It isn’t marathon distance, but it is a beginning.  Even after running all of that distance, at the very end we both pushed ourselves to finish the last 100 yards in a sprint.  We were both sweating & exhausted but it was worth the effort.  I was filled with a sense of pride for having pushed myself to finish.

I know that without his encouragement I wouldn’t have gotten out of bed early to go for a run.  Hearing him talk about how much he has improved over the course of a month has made me realize that it takes effort, lots of it, to become a better person.  Whether you are training for a marathon or trying to get out of debt, it takes effort.  You have to make sacrifices at first.  You might feel like giving up, but as you wipe the sweat from your brow & look at how far you’ve come since the beginning, you dig deep within yourself to find the energy to push as hard as you can to the finish line.

Effort is what separates those who dream from those who are living a dream.  A dream is nothing more than a dream if you don’t chase after it.  A goal means nothing if you don’t strive to accomplish it.  Dream your dream, find your inspiration & make it a reality.

Back in the Saddle Again

"Blood Sweat & Gears Bike Race" by JamieL.WilliamsPhotography @ FlickrIt has been two months since I was last on a bike.  My last ride ended in hitting a tree.  Since then I have been working myself back into the mindset of returning to the road.  The first few days after my accident were the worst, my body felt as though I was an old man with arthritis.  I could hardly pick myself up to do menial tasks around the apartment.  Slowly the aches & pains began to fade.

Weeks went by & I still couldn’t picture myself back in the saddle. It wasn’t the physical pain that was preventing me from riding.  Even though my back remains sore to this day, that wasn’t the problem.  A small piece of me had given up & I was armed with a great excuse, “My back hurts.”  Something inside was keeping me off of my bike, telling me not to get back on.  Each day I would walk past my bike as it hung from the ceiling.

I have no doubt that my bike would have remained in its place, gathering dust, until next Spring if it wasn’t for a little encouragement from a friend.  Before my accident, we rode hundreds of miles together before summer had even started.  One of the rides we took together I was unable to complete.  About 20 miles from our destination my legs & knees couldn’t take it anymore.  I gave up.  Since that day I have wanted to redeem myself by trying again & reaching our destination.

It didn’t take long for us to make plans for a weekend bike ride.  Having been off of my bike for so long I knew I needed to take at least one short ride before we left.  A couple of days before our trip I went on a 20 mile ride and by the time I was done I was wondering if I hadn’t made a mistake by planning such a huge journey so soon.  Even if I wanted to, I couldn’t weasel my way out of going on the ride, not without a huge amount of shame and humiliation anyways.

Saturday finally came & at 9 am we hopped on our bikes for a 67 mile ride to Madison.  Things went exceptionally well most of the time.  There were moments when I thought I would need to stop but I kept on pushing myself.  When I reached the point where I had given up on our last trip I felt great.  I wasn’t feeling like I was going to die, and though I was tired, I knew I could make it the rest of the way.

And I did.  We rode through the center of Madison, around the Capital Square, finally reaching our destination near the shore of Lake Monona.  The feeling of accomplishment was great and knowing that I had done something I wasn’t able to before made me feel good about where I am today.  Two months after the accident, my back is still sore & until today, my spirit had been broken.  This ride helped restore my confidence in my abilities.  I may not be the best on the road, but I am at least as determined as anyone out there, and that is what matters.

Follow

Get every new post delivered to your Inbox.

Join 242 other followers