Guest Post: The Toughest Job Ever

Today’s article is the second in a two-part series regarding children and parenting. Today’s article is written by Diana Krygowski Logan, mother of two adult children and many four-legged children.  Diana is a partially retired ICU nurse who spends most of her time taking care of an elderly father with end-stage dementia.  She is patiently awaiting grandchildren.

Anyone who chooses to become a parent agrees to undertake an incredible challenge.

You help hold the balance of the world in your hands.  Will it be a better place because of the person you’ve created or will it be pulled a little further down into darkness?  This challenge is borne with your child and stays with you throughout your life.  The toughest part is that children don’t come with instructions.  You learn the rules as you go.

Mostly we parent the way our parents raised us.  I’ve always had a deep respect for people who were reared by bad parents but were able to break the cycle and excel in parenting.  That’s a tough row to hoe.  I consider myself blessed to have had parents who set a good example.  They taught my sisters and I the difference between right and wrong, family values, respect for authority, a good work ethic and a sense of community.

I also respect those who’ve decided they aren’t cut out as parents because it’s not a job for the weak.  It’s difficult to be a parent….the toughest job ever.

When a person becomes a parent, there’s a shift in perspective.  If there isn’t then you’re not doing it right.  Holding a new soul made of your flesh and blood, so innocent, so dependent on you for everything, it’s easy to see that there’s something more important than your own life.  It’s the life you’ve created.  As a parent, I believe your children should become your first priority in life.  Nothing, absolutely nothing, should come before your children.  Not a job or another person, not a habit…nothing.

You’d do anything to make their world perfect but you can’t always protect them.  Sadness comes along the same path as joy, as life is full of choices and risks.  There are times when life’s lessons can only be learned through experience.  A parent needs to judge which of those lessons our children must learn on their own and which should be taught through consequences that we as parents impose upon them.  Our life experiences make us who we are and making mistakes helps children learn.  Parents must guide their children and create a balance between allowing them to make mistakes for themselves and keeping them out of harm’s way.

When it’s time for them to go out into the world on their own, stepping back and letting them lead their own life is difficult. You do the best you can while they’re growing up, trying to give them the freedom they need to become their own person while also being there to help them along as needed.  Letting go too soon or hanging on for too long only impedes their growth.  The goal is to raise a well-adjusted, happy person who is able to find their own way in the world and make it a better place.

People can say “Oh, it’s a miracle,” but until you hold your own child it just sounds like another cliché.  It really is a miracle.  When I held my first child for the very first time, I didn’t feel different being a mother but with every breath, my sense of motherhood grew.  My children were the center of my universe.

When you leave this life, your sign of success is not by what you gathered but rather by what you scattered.  I’ve been lucky. I have two great children who are now young adults and I am proud of both of them.

A Note from Steven: I want to thank Diana for writing today’s article and giving those of us without children a peak into the life of someone who does.  I asked Diana to write today’s article because of a comment she left on the Hundred Goals’ Facebook page about parenting and what it means for her to be a mother.  Quoted from that conversation:

“…teaching your children to follow their dreams is a wonderful example to set.  I’ve never felt like my children hindered me in any way.  They actually inspired me to further my education and broaden my horizons because I wanted to be a good example.  My children gave me purpose because I became dedicated to one single goal in my life: to be the best mother I could be.”

To the readers, I hope you’ve found this series to be interesting and balanced.  It’s a difficult topic to discuss as passions and emotions tend to dominate the conversation.  If nothing else, I hope these articles have given a glimpse into the minds of people on the “other side” of this issue.

Guest Post: “Wait Until You Have Kids”

Today’s article is the first in a two-part series regarding children and parenting. Today’s article is written by Tom Meitner, a freelance writer that helps people break through the boundaries they place in front of them on a daily basis.  You can check out his work and learn more about The “I Can” Movement at The Practical Nerd.

I have friends and family members that seem to enjoy using their kids as methods of crushing other people’s dreams. When I talk about working from home and building my business, they usually say something along the lines of: “Well, enjoy it now, because when you have kids, you won’t be able to do that anymore!”

It doesn’t stop there – everybody gets it with different excuses. “When you get older, you won’t have the time to [insert what you want to do here]…” or it can simply be summed up as, “Hey, it’s a nice dream to have, but once you ____________________, you won’t be able to do it.”

It’s easy to get angry at these people. After all, it’s your goal and it’s your dream, right? What right is it of theirs to crap all over it?

At some point, I start having sympathy for these people. Friends and family, in particular, generally don’t mean to crush your hopes and dreams. If nothing else, they would love to see you achieve them and would be proud of you if you did. Their comments are a mode of caring for you – a misguided one, to be sure, but caring nonetheless.

Here’s what happened: when they were in a position similar to yours, they had dreams and goals. But they didn’t pursue them very aggressively, if at all. They just expected that life would turn out a certain way. When life happened to them and they seemingly missed their chance to make it happen the way they wanted to, they just concluded that it doesn’t work the way they wanted it to. They became incredibly disappointed and they are trying to not let you “get your hopes up,” in their minds.

Understanding that perspective is what will help you deal with them. If they are the just-make-a-quick-snarky-comment type, then you can just laugh, shrug them off, and continue on your way. If they are the argue-until-they-are-blue-in-the-face type, then you may need to sit them down and say, “Hey, I understand that you are skeptical and I do appreciate your concern, but please be supportive. If you can’t, then we just won’t talk about it when we are together and focus on talking about other topics.”

How To Heed Their Advice

Just because they failed at making life what they wanted it to be doesn’t mean you will. There are plenty of people in the world, with kids or without them, that are doing the same thing you are. What to take away from their argument is that, in life, circumstances do change. At times, these circumstances will complicate things or they will make them harder. These changes could set you back. Their response was to give up on their dreams. Here’s your response:

Prepare as much as possible for the changes that come. You don’t know what curveballs life is going to throw at you, so make sure that you recognize that sometimes, you will need to be able to adapt to life as it comes. Without the ability to adapt and be flexible, your dreams will get crushed. Maybe they’re not supposed to be crushed, but altered, and that’s why the life changes come along.

Understand that you need to be aggressive now, because there is no better time to do it. Something will always come up, and this is where people get trapped. They wait for that “perfect time” to do something, and when it doesn’t come, they just assume that it wasn’t meant to be. Make it meant to be. Take advantage of what you can now, and jump over the hurdles that are in front of you. There will be other ones down the road either way. That’s just a part of life.

Ditch the smug attitude and avoid the confrontation. If you struggle, there’s no need to share that with them if they can’t be supportive. If they keep asking, present facts to them about how you are approaching it. If you are succeeding, don’t do the “I told you so” thing. Just go about life as if nothing is different. If they ask, you can tell them, but leave it at that. Be the bigger man – or woman.

Be sympathetic towards these people and recognize why they are so skeptical. It’s likely that they are bitter over the lack of achievement in their own lives. Instead, just focus on what you can control and what you can accomplish. If they try to cut you down, just stop talking to them about it. You don’t need that negative energy in your life.

And if you have kids? Watch them play. Watch them dream. Ask them what they want to be when they grow up. I’m not one of those “You can be anything you want” kinds of people, but children place very few limits on their imaginations. It’s that kind of attitude that you can adopt in your own life. The people who accomplished things looked around at their peers and said, “I want something different.” You need to do the same if you want to achieve your goals.

A Note From Steven: When I hear people make statements like “Wait until you have kids,” it seems to imply that once a person has children they have to give up on their dreams and personal ambitions. I disagree. I hope to live my life perpetually in pursuit of the next challenge/goal and one day hope to show my children the joy of living a life full of adventure and curiosity for the world around us.

Tom made a comment on another blog (which is why I asked him to write today’s article) that I think sums up the so-called “Real World” by saying:

“From what I can gather, the “real world” seems to be about having kids and blaming them for ruining your life. I have people in my life that tell me, “Well, wait until you start having kids…” or “Enjoy it now, because when you have kids you can’t do that anymore.” I don’t remember our parents being this bitter about having us. If anything, I would think kids would help you dream a little more, rather than give up on them entirely. Everybody’s got their own challenges to face.

But I guess I’ll understand it better when I have kids.”

I hear these same comments from parents all the time. When people say “Wait until you have kids,” I’m waiting for them to finish the sentence with “…they’ll ruin your life.” By making statements like this to people who don’t have children, there is a subversive message that is, while no doubt unintentional, still being sent.

For me, children aren’t in the cards right now. Not because I don’t want them or that my “goals” are preventing me from having them but because I want to create a foundation which will allow me to raise a child in a healthy, happy and stable environment. One of the goals on my list is to adopt a child and someday, I will.

Guest Post: A Dance with the Dolphins

The following article is by Chisa Hidaka, founder of the Dolphin Dance Project.

I initiated Dolphin Dance Project to document the extraordinary relationship that arises when humans and wild dolphins interact through dance. Our first short film, “Together: Dancing with Spinner Dolphins”, depicts the tender relationship between a human dancer and wild Spinner dolphins in the deep blue of the Pacific Ocean. Sensitively listening to each other with their bodies, human and dolphins follow and mimic each other. With skill, intelligence, creativity and a deep mutual desire to communicate across the species divide, they find an amazing way to connect, co-creating a dance…together.

I’m proud to announce that “Together: Dancing with Spinner Dolphins” just won Best Experimental Film at the Big Apple Film Festival! I hope you’ll take a moment to watch our film.

Dolphins are amazing creatures for so many reasons. They are so similar to us in the way they think and feel, scientists and ethicists have proposed that they be considered non-human persons with rights and protections similar to the ones we afford each other.

Most wild animals run away from us – and for good reason! But wild dolphins – or at least, some of them – actually seem to like humans. In the Dolphin Dance Project we never feed the dolphins or coerce them in any way. We never have to, as long as we are patient and can wait for the times when the dolphins are in the mood to play. When they are, they generously invite us into a kind of relationship that we modern, urban humans can really cherish. We have the rare and precious opportunity to feel what it’s like to be an equal amongst animals – a creature in harmony with nature’s amazing web. It’s a priceless gift the likes of which we receive from no other.

So how do we thank the dolphins for their incredible, precious gift? Ugh…sometimes I feel ashamed to be a human! There has been a big focus on the slaughter of dolphins in Taiji, Japan – thanks to the Oscar winning film, The Cove. But in truth, we kill and harm dolphins in many ways, and there’s much we can do to protect them – in Japan and around the world. There’s quite a complete review of the many issues – including aquariums, pollutants (mercury, PCBs etc), commercial fishing (bycatch), boat traffic/noise and other issues – at my website.

In this article I’ll focus on Taiji, since Steven is there right now. Read more of this post

Guest Post: Credit Cards, Fancy Cars and Caviar

The following is an article written by Brandon Bailey.  Brandon’s blog, Adventure Deficit Disorder, is about enjoying life in the present, simplicity, and seeking adventure.  If you enjoy this article, check out his blog and be sure to sign up for free email updates!

As humans, we are horrible at knowing what will make us happy.  From a psychology standpoint, we generally avoid actions that will inflict some kind of pain or suffering and actively pursue what we think will make us happy.  In our modern capitalist culture we have been socialized to think the consumption of goods will make us happy.

But does it?

On a recent trip through Aspen, Colorado I found myself falling into a sort of trap.  Seeing the smiles on the faces of all the beautiful people drinking expensive wines on restaurant patios, the flashy cars rolling through the streets and the gorgeous ski-in ski-out mansions made me envious of the wonderful lives these people seemed to live.  Then I started asking myself questions like,  “Why am I envious of such a lifestyle?”, “Are these people really as happy as they seem?”, “How do so many afford a lifestyle of such luxury and extravagance?”

Envy is a powerful emotion.  According to British philosopher Bertrand Russell, “envy is one of the most potent causes of unhappiness” because it reveals our self-perceptions and desires in relation to others.  At a time when the MTV-lifestyle is seen as the epitome of success and credit cards are readily available, we (or at least people under 35) have been taught to think we need - and deserve – a celebrity lifestyle.  This kind of entitled attitude is dangerous and despite having previously explored a high-life image of expensive dinners, exclusive parties, “celebrity” friends, penthouse apartments and European cars, only to discover that I was more unhappy than ever, I still find myself occasionally drawn in by the Siren’s song of the high-life.

A few years ago it dawned on me how absurd and unsustainable such a lifestyle is while in the VIP section of a nightclub with several well-known NFL players.   I found myself surrounded by so-called beautiful people, wearing oversized watches embedded with diamonds - one more extravagant than the next, drinking bottles of champagne costing several hundred dollars each.  I could feel envious eyes peering in from beyond the red velvet ropes – wasn’t this what I was supposed to aspire to?  MTV and other social indicators told me so, but I couldn’t have felt any more like a fraud.  After I left the club that night, early and alone, I never heard from any of my “friends” again, confirming that I had made the right choice to walk away from that lifestyle.   Through this experience, I now realize that the so-called happiness derived from living this type of lifestyle is fleeting and only surface deep.  

In the subsequent years I’ve discovered that by cutting my expenses, not increasing my earnings, I have more time and freedom to pursue the same things I enjoyed and dreamed about as a kid.

So what did I cut?

Big nights out.  Dinners at trendy restaurants.  Drinks into the early morning hours.  These things can add up to big bucks.  A nice dinner here or there with people that you really enjoy is perfectly fine, if not important, but should not be a lifestyle.

The wardrobe.  I can’t figure out why anyone really needs multiple pairs of jeans or shirts that are exactly the same (especially t-shirts that cost upwards of $100).  If you are worried that people will notice whether or not you wear the same thing every day, they won’t.  Think you will never have enough clean clothes?  You will.  Clothes are rarely legitimately dirty after one wearing.  Donate anything you have not worn in a year, even if it is a “nice” article of clothing that you “forgot about”.  You probably won’t wear it again anyway.  When getting new clothes, buy things that will serve multiple purposes and can be worn year-round.

The fancy car. This doesn’t mean we should all drive a beater - a car should be safe - but it does mean that having a car that is losing value faster than Lehman Brothers is going to hurt you.  For some reason people seem to forget that cars depreciate and are therefore not an asset.  You’ll also save on insurance and registration if the car is even just a few years old.  Better yet, ride a bike.  Gas is expensive.

The cable. According to the A.C. Nielsen Co., the average American watches more than 4 hours of TV each day.  That is 28 hours each week and 2 months of nonstop TV-watching per year!  In a 65-year life, that person will have spent 9 years glued to the tube.  Figuring in a fixed average cable bill of $71 per month for those 9 years ($71 x 12 months x 9 years) you would save $7,668 just by cutting out cable.  If you think you need television for news or entertainment, try going without it for a little while.  Suddenly that extra 28 hours per week will be obvious.

So how do so many people afford a lifestyle of such luxury and extravagance?  Well, many don’t.  If you follow the news even just a little, you’ve probably heard that the average American carries more the $8,000 in credit card debt.  According to Liz Pulliam Weston at MSN, this isn’t entirely true, claiming that 50% of credit card users owe $8,000 or less.  Still, 1% of the 84 million American households who have at least one credit card owe $21,400 or more – that’s 840,000 households that have racked up some serious credit card debt.  Additionally, as of May 2010 there were 2,082,113 foreclosed homes in the US.  In some states, the foreclosure rates are as high as 1 in 78.

As for the smiles, fancy cars, and castles in Aspen - it’s mostly surface deep and difficult to maintain.  Credit cards are maxed, the fancy cars are just for show, and the ski castles are for sale.  There are a lot of $30,000-millionaires out there living lives well beyond their means who will never achieve the freedom to pursue their childhood dreams.  Don’t be one of them.  Cut your expenses to get the time and finances for doing the things you really want.

Debt Sucks!

Today’s article “Debt Sucks!” is being hosted at Do You Dave Ramsey.  Here is an excerpt from the article to whet your apetite:

…and paying it off sucks even more, right?

You work your ass off every single day of your life, only to fork over your money to faceless companies called Visa, MasterCard and Bank of America. You pay and you pay and you pay some more but nothing seems to change. Whether you pay the minimum or you empty your bank accounts to try to pay off your debt, you can’t seem to get your head above water.

What difference does it make anyways? Things are always going to be this way no matter what you do, so why not just pay the minimum, keep a little bit of money in your pocket and go have fun? That what life is all about, fun! And this is your one chance at it so why waste your energy being a slave to your debts?

Continue reading this article at Do You Dave Ramsey!!!

How to Quit a Job

Today’s article is being hosted at FrugalDad.com.  Here is an excerpt from the article to whet your apetite:

Many of us work at jobs where there is no opportunity for advancement.  If there is opportunity for upward mobility, the positions available may require advanced education, experience which we do not have or maybe we don’t have enough seniority.  It may also be that advancement into another position may bring even less satisfaction to an already miserable work experience.  Whatever the reason, working at a dead end job stinks.

When you first began working for your company maybe you, like I, had stars in your eyes with dreams of advancement to the top ranks.  In no time you would be the one calling the shots, making the decisions, running the show.  Your work ethic was unmatched & you made every effort to go above and beyond at every opportunity in order to stand out above the crowd.  You took on special assignments, working late & on weekends.  You did your best to rub elbows with the big dogs without coming off as an ass-kisser.

As time kept marching on you began to realize that despite everything you have ever been told about career advancement, you are making absolutely no progress.  Maybe you got a small promotion & an insignificant pay raise, but it hasn’t been the ride to the top you thought it was going to be.  You find yourself not caring so much about your performance.  It seems pointless to work so hard when everyone else is performing at a level much less than you yet receiving the same treatment.  No longer are you willing to sacrifice your free time for this company.  No more overtime, no more special projects.  Soon you slip into the shadows & become just another employee;  a number on the payroll roster.

Continue reading this article at FrugalDad.com!!!

Syndicated @ The Greenest Dollar

Where Do Dreams Go?

Today’s article is being hosted at DoYouDaveRamsey.com.  Here is an excerpt from the article to whet your appetite:

***

Do you remember when you were younger and were filled with wild ambitions?  Maybe you thought you would climb Everest or find the cure for cancer.  When you grew up you were going to be a fashion designer for Hollywood celebrities.

Eventually those dreams faded and we found ourselves in a reality far different than the one we had envisioned for ourselves.  Not only did the hope of becoming a professional baseball player disappear, so did the dream.  Along with the death of our dream went our desire, our ambition and our hope.

There are some days when we find ourselves daydreaming about what could have been if only we had done something different, something better.  If only we’d have chased after our dreams, who knows what could have been.  The sky was the limit.

Continue reading the rest of this article at DoYouDaveRamsey.com.

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Be sure to check out DoYouDaveRamsey.com for other interesting & thought-provoking articles about personal finance.

Click Here to Visit DoYouDaveRamsey.com

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